/*
Theme Name: BNM Services
Theme URI: https://coreconcepts.design/
Author: CoreConcepts Design
Author URI: https://coreconcepts.design/
Description: Custom ClientLayer theme for BNM Services, a consulting and business support firm in the British Virgin Islands.
Version: 1.0.1
Requires at least: 6.0
Requires PHP: 7.4
Text Domain: bnm
*/

:root {
	--navy: #13133F;
	--indigo: #101088;
	--indigo-dark: #0B0B5E;
	--violet: #681FD6;
	--lilac: #EFEAFC;
	--lilac-strong: #C7B5F5;
	--bg: #F6F5FB;
	--white: #fff;
	--line: #DDDCEB;
	--line-soft: #EAE9F3;
	--line-strong: #C9C8DD;
	--line-navy: #2E2D6E;
	--muted: #4A4B63;
	--on-navy: #D0CFEA;
	--serif: 'Source Serif 4', Georgia, serif;
	--sans: 'Public Sans', system-ui, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; background: var(--bg); color: var(--navy); font-family: var(--sans); min-width: 0; }
a { color: var(--indigo); }
a:hover { color: var(--indigo-dark); }
img { max-width: 100%; }
[hidden] { display: none !important; }
:focus-visible { outline: 3px solid var(--violet); outline-offset: 2px; }
[id] { scroll-margin-top: 16px; }

.skip-link { position: absolute; left: -9999px; top: 0; z-index: 100; padding: 12px 18px; background: var(--navy); color: #fff; font-weight: 600; }
.skip-link:focus { left: 8px; top: 8px; color: #fff; }
.sr-only { position: absolute; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); white-space: nowrap; }

/* Layout */
.wrap { max-width: 1200px; margin: 0 auto; padding: 0 24px; }
.wrap-920 { max-width: 920px; }
.wrap-820 { max-width: 820px; }
.sec { padding: 88px 0; }
.sec-80 { padding: 80px 0; }
.sec-white { background: var(--white); }
.sec-navy { background: var(--navy); color: #fff; }
.bt { border-top: 1px solid var(--line); }
.bb { border-bottom: 1px solid var(--line); }
.grid { display: grid; gap: 20px; }
.grid-300 { grid-template-columns: repeat(auto-fit, minmax(300px, 1fr)); }
.grid-320 { grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); }
.grid-340 { grid-template-columns: repeat(auto-fit, minmax(340px, 1fr)); }
.grid-260 { grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); gap: 18px; }
.mt-12 { margin-top: 12px; }
.mt-28 { margin-top: 28px; }
.mt-36 { margin-top: 36px; }
.mt-40 { margin-top: 40px; }
.mt-44 { margin-top: 44px; }
.mw-820 { max-width: 820px; }
.mw-860 { max-width: 860px; }
.mw-980 { max-width: 980px; }

/* Type */
.eyebrow { font-size: .8rem; font-weight: 700; letter-spacing: .12em; text-transform: uppercase; color: var(--violet); margin: 0 0 14px; }
.sec-navy .eyebrow { color: var(--lilac-strong); }
.h1 { font-family: var(--serif); font-weight: 700; font-size: clamp(2.2rem, 4.2vw, 3.4rem); line-height: 1.08; letter-spacing: -.02em; margin: 0 0 22px; }
.h1-home { font-size: clamp(2.3rem, 4.4vw, 3.6rem); letter-spacing: -.015em; }
.h1-services { font-size: clamp(2.1rem, 4vw, 3.2rem); line-height: 1.1; margin-bottom: 18px; max-width: 900px; }
.h1-consult { font-size: clamp(2.2rem, 4vw, 3.2rem); margin-bottom: 16px; }
.h2 { font-family: var(--serif); font-weight: 600; font-size: clamp(1.75rem, 3vw, 2.5rem); line-height: 1.15; letter-spacing: -.01em; margin: 0 0 16px; }
.sec-80 .h2, .cta-split .h2 { font-size: clamp(1.75rem, 3vw, 2.4rem); letter-spacing: -.015em; }
.sec-navy .h2, .cta-band .h2 { color: #fff; }
.h3 { font-family: var(--serif); font-weight: 600; font-size: 1.3rem; line-height: 1.25; margin: 0; }
.h3-lg { font-size: 1.6rem; margin: 0 0 14px; }
.h3-card { line-height: 1.3; margin: 4px 0 0; }
.lead { font-size: 1.125rem; line-height: 1.65; color: var(--muted); margin: 0; max-width: 760px; }
.lead-740 { max-width: 740px; }
.lead-xl { font-size: 1.2rem; max-width: 820px; }
.body { font-size: 1.08rem; line-height: 1.7; color: var(--muted); margin: 0 0 16px; }
.body:last-child { margin-bottom: 0; }
.strong { font-weight: 600; }

/* Buttons */
.btn-p, .btn-s, .btn-w { display: inline-flex; align-items: center; justify-content: center; gap: 10px; min-height: 48px; padding: 0 22px; border-radius: 10px; font: 600 1rem var(--sans); text-decoration: none; cursor: pointer; }
.btn-p { background: var(--indigo); color: #fff; border: 2px solid var(--indigo); }
.btn-p:hover { background: var(--indigo-dark); border-color: var(--indigo-dark); color: #fff; }
.btn-p:disabled { background: #B9B8D3; border-color: #B9B8D3; color: #fff; cursor: not-allowed; }
.btn-s { background: transparent; color: var(--navy); border: 2px solid var(--navy); }
.btn-s:hover { background: var(--navy); color: #fff; }
.btn-s-soft { background: #fff; border-color: var(--line-strong); }
.btn-s-soft:hover { background: #fff; color: var(--navy); border-color: var(--navy); }
.btn-w { background: #fff; color: var(--navy); border: 2px solid #fff; }
.btn-w:hover { background: var(--lilac); color: var(--navy); }
.btn-row { display: flex; flex-wrap: wrap; gap: 14px; margin-top: 32px; }
.btn-row-30 { margin-top: 30px; }
.link-arrow { font-weight: 600; display: inline-flex; align-items: center; gap: 8px; min-height: 44px; }

/* Header */
.site-header { background: #fff; border-bottom: 1px solid var(--line); }
.topbar { background: var(--navy); color: var(--on-navy); font-size: .85rem; }
.topbar-inner { max-width: 1200px; margin: 0 auto; padding: 8px 24px; display: flex; flex-wrap: wrap; justify-content: space-between; gap: 4px 24px; }
.hdr-inner { max-width: 1200px; margin: 0 auto; padding: 0 24px; min-height: 88px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
.brand { display: flex; align-items: center; gap: 12px; text-decoration: none; color: var(--navy); min-height: 48px; }
.brand-logo { height: 40px; width: auto; display: block; }
.brand-word { font-family: var(--serif); font-weight: 600; font-size: 1.2rem; color: var(--indigo); border-left: 1px solid var(--line); padding-left: 12px; }
.bnm-nav { display: flex; align-items: center; gap: 4px; }
.bnm-nav a { display: inline-flex; align-items: center; min-height: 44px; padding: 0 14px; border-radius: 8px; font-weight: 600; text-decoration: none; color: var(--navy); white-space: nowrap; }
.bnm-nav a[aria-current="page"] { background: var(--lilac); color: var(--indigo-dark); }
.hdr-actions { display: flex; align-items: center; gap: 10px; }
.bnm-cta-top { display: inline-flex; align-items: center; min-height: 48px; padding: 0 20px; border-radius: 10px; background: var(--indigo); color: #fff; font-weight: 600; text-decoration: none; white-space: nowrap; }
.bnm-cta-top:hover { background: var(--indigo-dark); color: #fff; }
.bnm-menu-btn { display: none; align-items: center; gap: 8px; min-height: 48px; padding: 0 16px; border: 2px solid var(--navy); border-radius: 10px; background: #fff; color: var(--navy); font: 600 1rem var(--sans); cursor: pointer; }
.bnm-menu-btn .ico-close { display: none; }
.bnm-menu-btn[aria-expanded="true"] .ico-close { display: block; }
.bnm-menu-btn[aria-expanded="true"] .ico-open { display: none; }
.mobile-menu { border-top: 1px solid var(--line); padding: 8px 24px 24px; display: flex; flex-direction: column; }
.mobile-menu a { display: flex; align-items: center; min-height: 52px; border-bottom: 1px solid var(--line-soft); font-weight: 600; font-size: 1.1rem; text-decoration: none; color: var(--navy); }
.mobile-menu a[aria-current="page"] { color: var(--indigo-dark); }
.mobile-menu .mobile-cta { justify-content: center; margin-top: 18px; border-radius: 10px; border-bottom: 0; background: var(--indigo); color: #fff; font-size: 1rem; }

/* Hero (home) */
.hero { padding: 72px 0 56px; }
.hero-grid { display: flex; flex-wrap: wrap; gap: 48px; align-items: center; }
.hero-copy { flex: 1 1 520px; min-width: 0; }
.hero-side { flex: 1 1 380px; max-width: 500px; min-width: 0; }
.scope-card { background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 26px; box-shadow: 0 24px 48px rgba(16, 16, 136, .09); }
.scope-head { display: flex; justify-content: space-between; align-items: center; gap: 12px; flex-wrap: wrap; margin-bottom: 8px; }
.scope-title { margin: 0; font-family: var(--serif); font-weight: 600; font-size: 1.15rem; }
.scope-note { margin: 10px 0 0; font-size: .88rem; color: var(--muted); line-height: 1.5; }
.badge { font-size: .78rem; font-weight: 700; color: var(--violet); background: var(--lilac); padding: 6px 10px; border-radius: 999px; }
.badge-sm { align-self: flex-start; font-size: .75rem; padding: 5px 10px; }
.badge-ink { color: var(--indigo-dark); }
.deflist { margin: 0; }
.deflist > div { padding: 14px 0; border-top: 1px solid var(--line-soft); }
.deflist dt { font-size: .78rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--muted); }
.deflist dd { margin: 4px 0 0; font-weight: 600; line-height: 1.45; }
.deflist-ink dt { font-size: .8rem; color: var(--indigo); }
.deflist-ink dd { font-weight: 400; line-height: 1.5; }

/* Trust strip */
.trust { border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); background: #fff; }
.trust-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(230px, 1fr)); gap: 16px 32px; padding-top: 24px; padding-bottom: 24px; }
.trust-grid > div { display: flex; gap: 10px; align-items: flex-start; font-weight: 600; line-height: 1.45; }
.ico-check { flex: none; margin-top: 1px; color: var(--indigo); }
.ico-violet { color: var(--violet); }

/* Cards */
.card { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 28px; display: flex; flex-direction: column; gap: 12px; }
.card-l { transition: border-color .2s, box-shadow .2s; }
.card-l:hover { border-color: var(--indigo); box-shadow: 0 10px 28px rgba(16, 16, 136, .08); }
.card-top { display: flex; justify-content: space-between; align-items: center; gap: 12px; }
.num { font-family: var(--serif); font-weight: 700; color: var(--violet); }
.tag { font-size: .75rem; font-weight: 600; color: var(--muted); border: 1px solid var(--line); border-radius: 999px; padding: 4px 10px; }
.tags { display: flex; flex-wrap: wrap; gap: 8px; }
.card-body { margin: 0; color: var(--muted); line-height: 1.6; flex: 1; }
.card-foot { display: flex; flex-wrap: wrap; gap: 6px 20px; border-top: 1px solid var(--line-soft); padding-top: 12px; }
.card-dark { background: var(--navy); color: #fff; border-color: var(--navy); }
.card-dark .num { color: var(--lilac-strong); }
.card-dark .h3 { color: #fff; }
.card-dark .card-body { color: var(--on-navy); }
.card-dark .btn-w { align-self: flex-start; }
.soon { font-weight: 600; color: var(--muted); min-height: 44px; display: inline-flex; align-items: center; }
.card-outline { border: 1px solid var(--line-navy); border-radius: 16px; padding: 28px; }
.card-outline .num { color: var(--lilac-strong); margin-bottom: 12px; }
.card-outline .h3, .card-outline h3 { font-family: var(--serif); font-weight: 600; font-size: 1.3rem; margin: 0 0 10px; color: #fff; }
.card-outline p { margin: 0; color: var(--on-navy); line-height: 1.65; }
.card-outline-sm { padding: 26px; }
.card-outline-sm h3 { font-size: 1.15rem; }
.card-outline-sm p { line-height: 1.6; }

/* Tabs and audiences */
.tab-row { display: flex; flex-wrap: wrap; gap: 12px; margin: 28px 0 36px; }
.tab-row-tight { gap: 10px; margin-bottom: 32px; }
.tab { min-height: 48px; padding: 0 20px; border-radius: 999px; border: 2px solid var(--line-strong); background: #fff; color: var(--navy); font: 600 1rem var(--sans); cursor: pointer; }
.tab:hover { border-color: var(--indigo); }
.tab[aria-pressed="true"] { background: var(--navy); border-color: var(--navy); color: #fff; }
.tab-sm { min-height: 44px; padding: 0 18px; font-size: .95rem; }
.aud { display: flex; flex-wrap: wrap; gap: 40px; align-items: flex-start; }
.aud-main { flex: 999 1 520px; min-width: 0; }
.aud-body { margin: 0 0 22px; font-size: 1.08rem; line-height: 1.7; color: var(--muted); }
.aud-label { margin: 0 0 12px; font-weight: 700; }
.aud-side { flex: 1 1 300px; min-width: 0; background: var(--bg); border: 1px solid var(--line); border-radius: 16px; padding: 24px; }
.chips { display: flex; flex-wrap: wrap; gap: 10px; }
.chip { background: var(--lilac); color: var(--indigo-dark); font-weight: 600; font-size: .92rem; padding: 8px 14px; border-radius: 999px; }
.chips-lg { margin-top: 20px; }
.chips-lg .chip { font-size: 1rem; padding: 9px 14px; }
.row-link { display: flex; justify-content: space-between; align-items: center; gap: 12px; min-height: 48px; border-top: 1px solid var(--line); font-weight: 600; text-decoration: none; }
.row-link-lg { min-height: 56px; border-top: 0; border-bottom: 1px solid var(--line); }
.row-link svg { flex: none; }
.related { margin-top: 12px; }

/* Compliance calendar */
.dl-grid { display: flex; flex-wrap: wrap; gap: 32px; margin-top: 40px; align-items: flex-start; }
.dl-main { flex: 999 1 560px; min-width: 0; }
.tbl-scroll { overflow-x: auto; }
.tbl { width: 100%; border-collapse: collapse; min-width: 560px; font-size: .98rem; }
.tbl th { text-align: left; font-size: .8rem; letter-spacing: .08em; text-transform: uppercase; color: var(--muted); padding: 14px 16px; border-bottom: 2px solid var(--navy); }
.tbl td { padding: 16px; border-bottom: 1px solid var(--line); vertical-align: top; line-height: 1.5; }
.dl-note { margin: 18px 0 0; color: var(--muted); line-height: 1.6; }
.calc { flex: 1 1 340px; min-width: 0; background: var(--bg); border: 1px solid var(--line); border-radius: 18px; padding: 26px; }
.h3-calc { font-size: 1.35rem; margin: 0 0 6px; }
.calc-intro { margin: 0 0 18px; color: var(--muted); line-height: 1.5; }
.calc-fields { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
.calc-fields label { display: block; font-weight: 600; font-size: .9rem; margin-bottom: 6px; }
.sel { min-height: 48px; padding: 0 12px; border: 2px solid var(--line-strong); border-radius: 10px; background: #fff; color: var(--navy); font: 500 1rem var(--sans); width: 100%; }
.calc-fye { margin: 18px 0 4px; font-size: .9rem; color: var(--muted); }
.calc-fye strong { color: var(--navy); }
.calc-result { background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 16px; margin-top: 12px; }
.calc-result-label { font-size: .85rem; color: var(--muted); font-weight: 600; }
.calc-result-row { display: flex; justify-content: space-between; align-items: baseline; gap: 12px; flex-wrap: wrap; margin-top: 4px; }
.calc-date { font-family: var(--serif); font-weight: 700; font-size: 1.25rem; }
.calc-rel { font-size: .85rem; font-weight: 700; color: var(--indigo-dark); }
.calc-rel.is-past { color: #8A4B00; }
.calc-note { margin: 16px 0 0; font-size: .85rem; color: var(--muted); line-height: 1.5; }

/* FAQ */
.faq-list { margin-top: 28px; border-top: 1px solid var(--line); }
.faq-list-ink { margin-top: 24px; }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-item h3 { margin: 0; }
.faq-q { width: 100%; display: flex; justify-content: space-between; align-items: center; gap: 24px; padding: 22px 0; background: none; border: 0; text-align: left; cursor: pointer; color: var(--navy); font: 600 1.15rem/1.4 var(--serif); }
.faq-list-ink .faq-q { font-size: 1.1rem; }
.faq-q .chev { transition: transform .2s; flex: none; color: var(--violet); }
.faq-list-ink .faq-q .chev { color: var(--indigo); }
.faq-q[aria-expanded="true"] .chev { transform: rotate(45deg); }
.faq-a { padding: 0 0 24px; }
.faq-a p { margin: 0; color: var(--muted); line-height: 1.7; max-width: 760px; }
.faq-a .faq-link { margin-top: 6px; }
.faq-link a { display: inline-flex; align-items: center; min-height: 44px; font-weight: 600; }

/* CTA band */
.cta-band { background: var(--violet); color: #fff; padding: 72px 0; }
.cta-center { padding: 80px 0; text-align: center; }
.cta-text { margin: 0; font-size: 1.1rem; line-height: 1.65; color: var(--lilac); max-width: 620px; }
.cta-text-wide { max-width: 680px; }
.cta-center .cta-text { margin: 0 auto; font-size: 1.15rem; max-width: 660px; }
.cta-action { margin-top: 30px; }
.cta-contact { margin: 22px 0 0; color: var(--lilac); }
.cta-contact a { color: #fff; }
.cta-split { display: flex; flex-wrap: wrap; gap: 24px 48px; align-items: center; justify-content: space-between; }
.cta-copy { flex: 1 1 520px; min-width: 0; }
.cta-copy-wide { flex-basis: 560px; }

/* Inner page heroes */
.page-hero { padding: 64px 0 72px; }
.page-hero-tight { padding-bottom: 32px; }
.crumbs { font-size: .9rem; margin-bottom: 22px; }
.crumbs span { color: var(--muted); }
.page-hero-tight .crumbs { margin-bottom: 18px; }
.crumbs-20 { margin-bottom: 20px; }
.split-hero { display: flex; flex-wrap: wrap; gap: 48px; align-items: flex-start; }
.split-main { flex: 999 1 560px; min-width: 0; }
.split-main .h1 { margin-bottom: 20px; }
.glance { flex: 1 1 320px; min-width: 0; background: #fff; border: 1px solid var(--line); border-radius: 18px; padding: 26px; }
.glance-title { margin: 0 0 6px; font-family: var(--serif); font-weight: 600; font-size: 1.1rem; }

/* Services page */
.svc-find { padding: 8px 0 24px; }
.svc-bar { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 20px; display: flex; flex-wrap: wrap; gap: 16px; align-items: center; }
.svc-search { flex: 1 1 280px; position: relative; min-width: 0; }
.svc-search svg { position: absolute; left: 14px; top: 14px; color: var(--muted); }
.svc-tabs { flex: 2 1 520px; display: flex; flex-wrap: wrap; gap: 8px; }
.svc-count { margin: 18px 0 0; font-weight: 600; color: var(--muted); }
.svc-list { padding: 0 0 72px; }
.svc-empty { background: #fff; border: 1px dashed var(--line-strong); border-radius: 16px; padding: 40px; text-align: center; }
.svc-empty p { margin: 0 0 16px; font-size: 1.1rem; font-weight: 600; }
.svc-note { margin: 28px 0 0; font-size: .92rem; color: var(--muted); line-height: 1.6; }
.inp { width: 100%; min-height: 48px; padding: 10px 14px; border: 2px solid var(--line-strong); border-radius: 10px; background: #fff; color: var(--navy); font: 500 1rem var(--sans); }
.inp:focus { border-color: var(--indigo); }
.inp-search { padding: 0 14px 0 44px; }

/* Training page */
.topic-intro { margin: 0 0 24px; font-size: 1.08rem; line-height: 1.65; color: var(--muted); max-width: 760px; }
.tile { background: var(--bg); border: 1px solid var(--line); border-radius: 16px; padding: 24px; }
.tile .ico-check { margin: 0; }
.tile h3 { font-family: var(--serif); font-weight: 600; font-size: 1.12rem; margin: 12px 0 8px; }
.tile p { margin: 0; color: var(--muted); line-height: 1.6; }
.navy-lead { margin: 0 0 28px; font-size: 1.08rem; line-height: 1.65; color: var(--on-navy); max-width: 720px; }
.fmt-row { display: flex; flex-wrap: wrap; gap: 12px; }
.fmt { flex: 1 1 200px; min-height: 64px; padding: 14px 18px; border-radius: 14px; border: 2px solid var(--line-navy); background: transparent; color: #fff; font: 600 1.05rem var(--serif); cursor: pointer; text-align: left; }
.fmt:hover { border-color: var(--lilac-strong); }
.fmt[aria-pressed="true"] { background: var(--lilac-strong); border-color: var(--lilac-strong); color: var(--navy); }
.fmt-panel { margin-top: 20px; border: 1px solid var(--line-navy); border-radius: 16px; padding: 28px; display: flex; flex-wrap: wrap; gap: 20px 48px; }
.fmt-body { flex: 2 1 420px; margin: 0; font-size: 1.1rem; line-height: 1.65; color: #fff; }
.fmt-best { flex: 1 1 260px; }
.fmt-best p { margin: 0; color: var(--on-navy); line-height: 1.6; }
.fmt-best .fmt-best-label { margin: 0 0 6px; font-size: .8rem; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; color: var(--lilac-strong); }
.steps { list-style: none; padding: 0; margin: 36px 0 0; display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 18px; }
.steps li { background: #fff; border: 1px solid var(--line); border-radius: 16px; padding: 26px; }
.step-num { width: 44px; height: 44px; border-radius: 50%; background: var(--indigo); color: #fff; display: flex; align-items: center; justify-content: center; font-family: var(--serif); font-weight: 700; margin-bottom: 16px; }
.steps h3 { font-family: var(--serif); font-weight: 600; font-size: 1.15rem; margin: 0 0 8px; }
.steps p { margin: 0; color: var(--muted); line-height: 1.6; }
.two-col { display: flex; flex-wrap: wrap; gap: 48px; }
.two-col > div { flex: 1 1 420px; min-width: 0; }

/* About page */
.side-head { display: flex; flex-wrap: wrap; gap: 48px; }
.side-head-title { flex: 1 1 300px; min-width: 0; }
.side-head-body { flex: 2 1 560px; min-width: 0; }
.what-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(320px, 1fr)); gap: 0 40px; margin-top: 28px; }
.what-grid > div { border-top: 1px solid var(--line); padding: 20px 0; }
.what-grid h3 { font-family: var(--serif); font-weight: 600; font-size: 1.1rem; margin: 0 0 6px; }
.what-grid p { margin: 0; color: var(--muted); line-height: 1.6; }
.leader { display: flex; flex-wrap: wrap; gap: 48px; align-items: flex-start; }
.leader-photo { flex: 1 1 300px; max-width: 380px; min-width: 0; }
.leader-photo img { display: block; width: 100%; height: auto; aspect-ratio: 4 / 5; object-fit: cover; border-radius: 20px; }
.leader-copy { flex: 2 1 520px; min-width: 0; }
.h2-name { margin-bottom: 4px; }
.leader-role { margin: 0 0 22px; font-weight: 600; color: var(--indigo); }
.panel { background: var(--bg); border-radius: 16px; padding: 30px; }
.panel h2, .values-title { font-family: var(--serif); font-weight: 600; font-size: 1.4rem; margin: 0 0 10px; }
.panel p { margin: 0; font-size: 1.08rem; line-height: 1.65; color: var(--muted); }
.values-title { margin: 40px 0 16px; }
.values { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 16px; }
.values > div { border: 1px solid var(--line); border-radius: 14px; padding: 22px; display: flex; gap: 12px; align-items: flex-start; font-weight: 600; line-height: 1.5; }
.values .ico-check { margin-top: 2px; }

/* Consultation page */
.consult { padding: 56px 0 88px; }
.consult-lead { font-size: 1.15rem; line-height: 1.65; color: var(--muted); margin: 0 0 40px; max-width: 700px; }
.consult-grid { display: flex; flex-wrap: wrap; gap: 32px; align-items: flex-start; }
.form-card { flex: 999 1 600px; min-width: 0; background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 32px; }
.progress { list-style: none; margin: 0 0 28px; padding: 0; display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 8px; }
.progress li { border-top: 4px solid var(--line); padding-top: 10px; font-size: .9rem; font-weight: 600; color: var(--muted); }
.progress li.is-on { border-top-color: var(--indigo); color: var(--navy); }
.form-title { font-family: var(--serif); font-weight: 600; font-size: 1.5rem; margin: 0 0 6px; }
.form-hint { margin: 0 0 20px; color: var(--muted); }
.opts { display: grid; gap: 10px; }
.opts-2 { grid-template-columns: repeat(auto-fit, minmax(260px, 1fr)); }
.opts-row { display: flex; flex-wrap: wrap; gap: 10px; }
.opts-row .opt { width: auto; flex: 1 1 160px; }
.opt { display: flex; align-items: center; gap: 12px; width: 100%; min-height: 56px; padding: 12px 16px; border: 2px solid var(--line); border-radius: 12px; background: #fff; color: var(--navy); font: 600 1rem/1.35 var(--sans); text-align: left; cursor: pointer; }
.opt:hover { border-color: var(--violet); }
.opt[aria-pressed="true"] { border-color: var(--indigo); background: var(--lilac); }
.opt .tick { flex: none; width: 22px; height: 22px; border-radius: 6px; border: 2px solid var(--line-strong); display: flex; align-items: center; justify-content: center; color: transparent; }
.opt .tick svg { stroke-width: 3; }
.opt[aria-pressed="true"] .tick { background: var(--indigo); border-color: var(--indigo); color: #fff; }
.form-nav { display: flex; justify-content: space-between; gap: 12px; flex-wrap: wrap; margin-top: 28px; }
.form-nav-end { justify-content: flex-end; }
.form-nav-center { justify-content: center; margin-top: 24px; }
.form-errors { border: 2px solid #8A4B00; background: #FFF6E8; border-radius: 12px; padding: 14px 16px; margin-bottom: 20px; color: #6B3A00; }
.form-errors p { margin: 0 0 6px; font-weight: 700; }
.form-errors ul { margin: 0; padding-left: 20px; line-height: 1.6; }
.fields { display: grid; grid-template-columns: repeat(auto-fit, minmax(240px, 1fr)); gap: 18px; }
.lbl { display: block; font-weight: 600; margin: 0 0 6px; padding: 0; }
.hp { position: absolute; left: -9999px; width: 1px; height: 1px; overflow: hidden; }
.contact-pref { border: 0; padding: 0; margin: 20px 0 0; min-width: 0; }
.field-msg { margin-top: 20px; }
.field-msg textarea { resize: vertical; min-height: 120px; display: block; }
.consent { display: flex; gap: 12px; align-items: flex-start; margin-top: 20px; line-height: 1.5; cursor: pointer; }
.consent input { width: 22px; height: 22px; margin: 1px 0 0; flex: none; accent-color: var(--indigo); }
.done { text-align: center; padding: 24px 0; }
.done-icon { width: 64px; height: 64px; border-radius: 50%; background: var(--lilac); color: var(--indigo); display: flex; align-items: center; justify-content: center; margin: 0 auto 20px; }
.done-icon svg { margin: 0; }
.done-title { font-family: var(--serif); font-weight: 600; font-size: 1.8rem; margin: 0 0 10px; }
.done-text { margin: 0 auto; max-width: 520px; color: var(--muted); line-height: 1.65; }
.summary { background: var(--bg); border-radius: 14px; padding: 20px 22px; margin-top: 12px; }
.summary-label { margin: 0 0 4px; font-size: .85rem; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: var(--violet); }
.summary-who { margin: 0 0 12px; font-weight: 600; }
.summary ul { margin: 0; padding-left: 20px; line-height: 1.7; }
.consult-side { flex: 1 1 320px; min-width: 0; display: flex; flex-direction: column; gap: 20px; }
.next-card { background: var(--navy); color: #fff; border-radius: 20px; padding: 28px; }
.next-card h2, .talk-card h2 { font-family: var(--serif); font-weight: 600; font-size: 1.3rem; margin: 0 0 16px; }
.next-card ol { list-style: none; margin: 0; padding: 0; display: grid; gap: 16px; }
.next-card li { display: flex; gap: 14px; line-height: 1.55; color: var(--on-navy); }
.next-card strong { color: #fff; }
.next-num { flex: none; width: 32px; height: 32px; border-radius: 50%; background: var(--violet); color: #fff; display: flex; align-items: center; justify-content: center; font-weight: 700; }
.talk-card { background: #fff; border: 1px solid var(--line); border-radius: 20px; padding: 28px; }
.talk-card h2 { margin-bottom: 12px; }
.talk-card p { margin: 0 0 14px; color: var(--muted); line-height: 1.6; }
.talk-card address { font-style: normal; line-height: 1.7; }

/* Footer */
.site-footer { color: var(--on-navy); background: var(--navy); }
.footer-inner { max-width: 1200px; margin: 0 auto; padding: 64px 24px 32px; }
.footer-top { display: flex; flex-wrap: wrap; gap: 48px; }
.footer-brand { flex: 1 1 320px; min-width: 0; }
.brand-footer { display: inline-flex; color: #fff; }
.brand-footer .brand-logo { height: 44px; }
.brand-footer .brand-word { font-size: 1.25rem; color: #fff; border-left-color: var(--line-navy); }
.footer-about { margin: 18px 0 0; line-height: 1.65; max-width: 380px; }
.footer-address { font-style: normal; margin: 22px 0 0; line-height: 1.7; }
.footer-address strong { color: #fff; }
.footer-cta { margin-top: 20px; min-height: 48px; padding: 0 20px; }
.footer-cols { flex: 2 1 560px; min-width: 0; display: grid; grid-template-columns: repeat(auto-fit, minmax(160px, 1fr)); gap: 32px; }
.footer-cols h2 { margin: 0 0 14px; font-family: var(--serif); font-size: 1rem; font-weight: 600; color: #fff; }
.footer-cols ul { list-style: none; margin: 0; padding: 0; }
.footer-cols a { display: inline-flex; align-items: center; min-height: 36px; color: var(--on-navy); text-decoration: none; line-height: 1.35; }
.footer-cols a:hover { color: #fff; text-decoration: underline; }
.footer-disclaimer { margin: 48px 0 0; padding-top: 24px; border-top: 1px solid var(--line-navy); font-size: .88rem; line-height: 1.65; max-width: 980px; }
.footer-bottom { display: flex; flex-wrap: wrap; justify-content: space-between; gap: 6px 24px; margin-top: 14px; font-size: .88rem; }
.footer-bottom p { margin: 0; }
.footer-bottom a { color: #fff; }

/* Generic pages */
.site-main { padding: 64px 0 88px; }
.page-content { max-width: 820px; line-height: 1.7; }

@media (max-width: 1040px) {
	.bnm-nav a { padding: 0 10px; }
}

@media (max-width: 960px) {
	.bnm-nav { display: none; }
	.bnm-menu-btn { display: inline-flex; }
	.bnm-cta-top { display: none; }
}

@media (min-width: 961px) {
	.mobile-menu { display: none; }
}

@media (max-width: 700px) {
	.sec, .sec-80 { padding: 56px 0; }
	.form-card { padding: 22px; }
	.grid-300, .grid-320, .grid-340, .what-grid { grid-template-columns: minmax(0, 1fr); }
	.opts-2 { grid-template-columns: minmax(0, 1fr); }
}

@media (max-width: 420px) {
	.progress li { font-size: .8rem; }
	.calc-fields { grid-template-columns: minmax(0, 1fr); }
}

@media (prefers-reduced-motion: reduce) {
	html { scroll-behavior: auto; }
	.card-l, .faq-q .chev { transition: none; }
}